Investment Advisory Services

• Analysis of Investor Profile

• Asset Allocation & Portfolio Analysis

• Mutual Funds, Stocks, Bonds, Separately Managed Accounts, Fixed and Variable Annuities

• Tax-Advantaged Investing - to help reduce your tax liability and let your money work for you

Insurance Services

• Life - Term, Universal, Variable

• Estate Protection, Key Man, Executive Bonus, Buy-Sell Coverage

• Disability - Income Replacement

• Long Term Care - Funding and Asset Protection Strategies

• Health - Group & Individual

• Property & Casualty Insurance *

Retirement Planning

• Retirement Needs Projections, Accumulation and Distribution Strategies

• IRA, 401(k), 403(B), SEP, Simple & Profit Sharing Plans

• Social Security Benefits Analysis

• Lump-Sum Distribution Analysis

Financial Planning

• Setting financial goals, developing and implementing personalized financial strategies and monitoring your progress towards achieving your objectives

• Educational Funding & College Planning including 529 College Savings Plans

• Cash Flow & Budgeting

Estate & Gift Tax Services

• Review of Estate Documents

• Determination of Cash Needs at Death

• Income Needs of Surviving Dependents

• Lifetime Gifting Programs

Business Succession Planning

• Advanced planning solutions and techniques for closely held businesses

*Property & Casualty Insurance offered through 3rd Party