“The one constant through all the years, Ray, has been baseball. America has rolled by like an army of steamrollers. It has been erased like a blackboard, rebuilt and erased again.” – James Earl Jones (Field of Dreams)

“Fast is fine, but accuracy is everything.” - Wyatt Earp

The current economic recovery - which has come out firing fast and has performed better than most would have expected – has no historical precedent.

“We always live in an uncertain world. What is certain is that the United States will go forward over time.” – Warren Buffett

A new firm has joined KerberRose Wealth Management, effective December 1, 2020. Scott Ciullo, Inc. dba MI Retirement Guys, LLC in Marquette, MI has merged with KerberRose Wealth Management (KRWM).

A growing family, by definition, means growing financial obligations – both in the present and in the future. Raising children can increase your insurance needs and heightens the urgency for being properly prepared.

You’ve probably heard the saying that “cash is king,” and that truth applies whether you own a business or not. Most discussions of business and personal “financial planning” involve tomorrow’s goals, but those goals may not be realized without attention to cash flow, today.

The saying goes, timing is everything, but not in the stock market. In the stock market, time is everything. More specifically, your time in the stock market, or how long you stay invested, is everything. Timing the stock market is extremely hard to do, even for the most sophisticated investors.

Many people believe estate planning is simply divvying up your assets after you die and is exclusive to the wealthy; however, it entails much more and applies to everyone. Proper estate planning ensures your family and beneficiaries are provided for and have access to your assets upon your temporary or permanent incapacity.