Looking to manage your variable income? In this month’s “Beautifully Frugal” blog by Alexandra Miller, she shares her insights on what living with a variable income look likes and ways you can manage it, while still working toward your financial goals.

In this month’s “Beautifully Frugal” blog by Alexandria Miller, she shares five side hustles you can pick up and stresses how a short-term sacrifice can earn you long-term gain.

Another month, another insightful “Beautifully Frugal” blog by Alexandria Miller focusing on the basics of investing and utilizing employer sponsored plans to best fit your goals.

During times of uncertainty and market volatility it is prudent for plan participants to “stay the course” and it is also prudent for them to review their investment strategies (e.g., “What is my risk tolerance? When will I retire? When will I need this money?”) to ensure they are on the most appropriate path. See how war and conflict’s throughout history have impacted the stock market in our recent blog.

We’re back with another “Beautifully Frugal” blog by Alexandria Miller – this time focused on another KerberRose Trusted Advisor: Michael Rudolf. Mike has more than 20 years of experience and is KerberRose Wealth Management’s Director of Retirement Plans.

In December of 2022, Congress passed the Consolidated Appropriations Act, 2023 which contains a large section covering retirement in the U.S. referred to as SECURE 2.0. As a reminder, SECURE 2.0 is seen as building upon or enhancing the SECURE Act of 2019.

Read up on Alexandria Miller’s latest Beautifully Frugal blog in which she offers insights on how to utilize a sinking fund, what a ‘no spend month’ looks like, and new ways to challenge yourself.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

This month, Alex provides a blueprint to consider when planning your holiday budget and a few tips you can use to enjoy the holiday season while saving.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

This month, Alex discusses how to achieve more with less when it comes to your grocery budget.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

This month, Alex offers her insight on creating a budget and provides six ways to stick to your budget.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

This month, Alex discusses important things parents should teach their children about money to prime them for a life of financial success.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

This month, Alex discusses key Money Mistakes to Avoid and offers a variety of creative and inspiring tips to avoid falling into common financial traps.

"Beautifully Frugal" is a new monthly blog in which Alex Miller of KerberRose Wealth Management shares insight she gained during her family’s journey to financial wellness.

If you have started the estate planning process, you likely know how you want your retirement accounts distributed and who you want to inherit family heirlooms. However, have you thought about who will have access to your cryptocurrency or the photos on your smartphone and social media accounts? These assets are referred to as digital assets, and are frequently overlooked during estate planning, despite most people having them.

Grandparents who wish to help pay for their grandchildren’s college tuition will soon be able to contribute to a 529 college savings plan without reducing their grandchildren’s eligibility for federal financial aid. Upcoming changes to financial aid rules will do away with current rules, which have prevented many grandparents from contributing to a 529 plan for fear of decreasing the amount of federal aid for which their grandchildren will be eligible.

Back in late 2019, the first significant legislation addressing retirement savings since 2006 became law. The Setting Every Community Up for Retirement Enhancement (SECURE) Act has resulted in many changes to retirement and estate planning strategies, yet it also raised some questions. The IRS has been left to fill the gaps, most recently with the February 2022 release of proposed regulations which have left many taxpayers confused and unsure of how to proceed.

“Financially speaking, what would be the worst thing that could happen to you?” If you ask a hundred people in their forties that question, you may get a dozen different answers. Some may say “my business going under” or “losing my house.” Some might say “a divorce,” “a lawsuit,” or “being laid off.” But how many would say “a severe illness?”

Since the dawn of time, war and conflict have been with us throughout history, bringing with them their own horrors and uncertainty. Stock markets do not like uncertainty, and when war and conflict strike, stock markets will exhibit bouts of short-term volatility. Wars and conflict can and have led to sharp pullbacks in the markets.

Many investors today have not heard of Series I Savings Bonds. Series I Savings Bonds are bonds issued by the U.S. Government and offer 100% principal protection backed by the full faith and credit of the United States.

A recent survey confirms retirement now looks different for everyone, and there is no “right” path to retirement. Views on retirement differ by generation, with a majority of those surveyed envisioning their financial future will be different from their grandparents, parents and children.